How much does it cost to live in the USA as an international student?

Living costs in the USA vary enormously by city. Here is a realistic breakdown:

High cost cities (NYC, San Francisco, Boston, Los Angeles):
- Rent (shared apartment): $1,200–$2,500/month
- Food: $400–$600/month
- Transport: $150–$200/month (subway/metro pass)
- Total: $1,800–$3,500/month

Medium cost cities (Chicago, Seattle, Washington DC, Austin):
- Rent (shared apartment): $800–$1,500/month
- Food: $350–$500/month
- Total: $1,300–$2,200/month

Lower cost cities (Houston, Phoenix, Pittsburgh, Midwest):
- Rent (shared apartment): $600–$1,000/month
- Food: $250–$400/month (but often car required — add $200–$400/month)
- Total: $900–$1,600/month

Health insurance (mandatory for F-1 students):
Most universities require health insurance. University plans typically cost $2,000–$4,000/year ($170–$350/month). Budget separately.

Annual budget (estimate):
- Low cost area: $15,000–$22,000/year
- Medium cost: $22,000–$32,000/year
- High cost: $32,000–$50,000/year

Tuition not included — add $15,000–$60,000/year for fees.

Financial verification for F-1 visa: Show at least 1 year of tuition + living costs in your bank statements.

Cost-saving tip: University housing (dorms) is typically cheaper than private apartments in expensive cities but more expensive in low-cost areas.