Is healthcare free for international students in Canada?

Healthcare coverage for international students in Canada is not uniform — it depends heavily on the province where you study.

Provinces with provincial health coverage for international students:
- British Columbia (MSP): International students eligible after 3 months of residency. Many universities facilitate enrolment.
- Alberta (AHCIP): Eligible for provincial coverage after 3 months
- Manitoba: Coverage available for international students
- Saskatchewan: Students generally covered

Provinces WITHOUT provincial coverage for international students:
- Ontario: OHIP does not cover most international students. Ontario universities typically mandate UHIP (University Health Insurance Plan), approximately CAD 700–900/year, which covers emergency hospital care but has limited coverage for dental, vision, and prescriptions.
- Quebec: International students not covered by RAMQ (except French students under reciprocal agreement). University health plans apply.
- Nova Scotia, New Brunswick, others: Typically not covered — university plans apply.

University health plans:
Most universities include a mandatory health and dental plan in your student fees. These typically cover:
- Doctor visits (supplement to provincial or primary care)
- Prescription drugs (portion)
- Dental: Cleanings, basic fillings
- Vision: Annual eye exam + allowance for glasses
- Mental health: Limited counselling sessions

What you should always check:
- What your province covers for students
- What your university's mandatory plan covers
- Whether you need additional private insurance for any gaps

In an emergency, go to a hospital emergency department — you will not be turned away, but you will be billed if uninsured.