Germany Student Visa — Blocked Account (Sperrkonto) Guide 2026

Updated blocked account requirements for Germany — amount, approved providers including Fintiba and expatrio, and how to open from Nepal, India or Bangladesh.

Germany requires a Sperrkonto (blocked account) of €11,208/year (€934/month) for student visa applicants in 2026. Approved providers: Fintiba, expatrio, Deutsche Bank, Coracle. Fintiba and expatrio offer fully online setup (1–3 business days). Setup fee: ~€89. Transfer funds early — international transfers from Nepal/India/Bangladesh take 3–7 days. Don't open a regular savings account — it must be a genuine Sperrkonto from an accepted provider or your visa will be refused.